News for 'Small Savings'

'Pay Your Credit Card Loan ASAP'

'Pay Your Credit Card Loan ASAP'

Rediff.com29 Apr 2025

rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries

Key contributions that mattered for RCB

Key contributions that mattered for RCB

Rediff.com25 Apr 2025

In a video posted by RCB's X handle, Krunal Pandya spoke in the dressing room about two people and crucial moments that turned the tide in their favour.

FD Rate Cuts: Balance Returns With Safety

FD Rate Cuts: Balance Returns With Safety

Rediff.com16 Apr 2025

'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'

Govt to discontinue 7.75% taxable savings bonds scheme

Govt to discontinue 7.75% taxable savings bonds scheme

Rediff.com28 May 2020

The bonds were available for seven years. Since these were not traded in the secondary market, redemption took place at maturity.

Exiting Markets Now Could Cost You

Exiting Markets Now Could Cost You

Rediff.com21 Apr 2025

Investors should avoid making drastic changes to their asset allocation during a market correction.

Did You Know What Defence Ministry Did This Year?

Did You Know What Defence Ministry Did This Year?

Rediff.com20 Jun 2025

India fully utilised its military modernisation budget in 2024-2025 -- the first time in five years -- and signed a record Rs 2 trillion defence contracts.

'Tax Liability Can Be Reduced By 3L'

'Tax Liability Can Be Reduced By 3L'

Rediff.com21 Feb 2025

rediffGURU Vivek Lala answers your income tax and personal finance queries.

Your Phone Habit Could Be A Pain In The Butt

Your Phone Habit Could Be A Pain In The Butt

Rediff.com22 Apr 2025

Using your phone on the toilet might seem harmless, but experts say it could be causing more harm than good, leading to painful digestive conditions.

Why Arshdeep feels like a 'senior' at just 26!

Why Arshdeep feels like a 'senior' at just 26!

Rediff.com17 Apr 2025

Arshdeep Singh, the India seamer, reveals he has felt a sense of "seniority" since joining Punjab Kings, attributing it to the responsibility entrusted upon him.

Household savings drop to 8.2% of GDP

Household savings drop to 8.2% of GDP

Rediff.com23 Jun 2021

The first wave of COVID-19 last year impacted households as their financial savings moderated to 8.2 per cent of GDP in December quarter from 10.4 per cent in the previous three-month period, revealed an RBI data released on Wednesday. The preliminary estimate of household financial savings is placed at 8.2 per cent of GDP in October-December 2020-21, exhibiting a sequential moderation for the second consecutive quarter after having spiked in the pandemic-hit June quarter, RBI said in a release. "The moderation was driven by a significant weakening in the flow of household financial assets, which more than offset the moderation in the flow of household financial liabilities," it said.

8% savings bonds scheme not closed, but interest rate lowered

8% savings bonds scheme not closed, but interest rate lowered

Rediff.com3 Jan 2018

The bond, which the Reserve Bank of India started issuing on behalf of the Union government in 2003, was considered one of the safest savings instruments for retail investors.

A Dad's Tale of Terror, Survival, Humanity in Pahalgam

A Dad's Tale of Terror, Survival, Humanity in Pahalgam

Rediff.com25 Apr 2025

A tale of terror, courage, and humanity -- one father's desperate escape, a mother's sacrifice, and Kashmiris who saved lives.

Payments banks urge FinMin to raise deposit limit to Rs 5 lakh

Payments banks urge FinMin to raise deposit limit to Rs 5 lakh

Rediff.com28 Mar 2025

Payments banks have urged the Union finance ministry to increase their deposit limit for each account to Rs 5 lakh, according to a source who participated in a meeting, chaired by the Department of Financial Services Secretary M Nagaraju, in New Delhi. At present, they can accept deposits of up to Rs 2 lakh.

PPF, NSC rates kept unchanged for Q2

PPF, NSC rates kept unchanged for Q2

Rediff.com30 Jun 2022

The government on Thursday kept interest rates unchanged on small savings schemes, including NSC and PPF, for the second quarter of 2022-23 amid high inflation and rising interest rate. The interest rate on small savings schemes has not been revised since the first quarter of 2020-21. Public Provident Fund (PPF) and National Savings Certificate (NSC) will continue to have an annual interest rate of 7.1 per cent and 6.8 per cent, respectively, in the second quarter of this fiscal.

Time To Lock In Fixed Income?

Time To Lock In Fixed Income?

Rediff.com17 Oct 2024

'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'

Netanyahu's War On Iran Has No Future

Netanyahu's War On Iran Has No Future

Rediff.com16 Jun 2025

An inconclusive end to this war will pose high risk for Netanyahu of a cascading demand for a regime change in Israel, predicts Ambassador M K Bhadrakumar.

PIX: Barca, PSG lose, but make Champions League semis

PIX: Barca, PSG lose, but make Champions League semis

Rediff.com16 Apr 2025

A round-up of Tuesday's Champions League quarter-finals second leg between Barcelona and Dortmund, Aston Villa and Paris St Germain.

Monthly SIP inflows may rise to Rs 40,000 cr in 18-24 months

Monthly SIP inflows may rise to Rs 40,000 cr in 18-24 months

Rediff.com14 Apr 2025

Fuelled by rising disposable incomes and growing awareness about disciplined investing, monthly SIP inflows across the mutual fund industry could scale up to Rs 40,000 crore over the next 18-?24 months, according to Madhu Nair, CEO of Union Asset Management Company (AMC). SIP inflows stood at Rs 25,925 crore in March, although the industry has witnessed a declining trend over the past four months amid heightened market volatility triggered by frequent US tariff changes.

Sebi keen to save small investors from ponzi schemes

Sebi keen to save small investors from ponzi schemes

Rediff.com1 May 2013

The government is seriously considering strengthening of laws to regulate all kind of collective investment schemes.

'Zero-For-Zero Tariff Is Best Medicine For India'

'Zero-For-Zero Tariff Is Best Medicine For India'

Rediff.com21 Apr 2025

'No retaliatory tariffs now. You can retaliate after a few months.' 'Today, there is no need to retaliate because it is a question of long term benefits.'

Revenue up, but TaMo profit down 51%

Revenue up, but TaMo profit down 51%

Rediff.com14 May 2025

Automotive (auto) major Tata Motors posted a 51 per cent drop in consolidated net profit for the January-March quarter (Q4) of 2024-25 (FY25), to Rs 8,470 crore, due to a deferred tax asset of almost Rs 9,000 crore in the corresponding quarter of the previous financial year and an exceptional item of Rs 566 crore during the quarter. Revenue was up just 0.5 per cent year-on-year (Y-o-Y) at Rs 1.18 trillion for Q4FY25.

'Retirement Goal: Rs 2 Cr. Possible?

'Retirement Goal: Rs 2 Cr. Possible?

Rediff.com10 Jan 2025

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.

Vietnam: A Wonderful Place For A Holiday

Vietnam: A Wonderful Place For A Holiday

Rediff.com12 May 2025

Whether it's navigating the labyrinthine Cu Chi Tunnels, boating on the Mekong, marveling at ancient Champa temples, or the Mekong Bay, Vietnam promises a journey like no other.

Golden Opportunity For Modi To Reverse Brain Drain

Golden Opportunity For Modi To Reverse Brain Drain

Rediff.com17 Apr 2025

President Trump with his MAWA has unwittingly provided us this opportunity. Will PM Modi grasp this and leave a legacy of an ushered in scientific and technological revolution in India, asks Colonel Anil A Athale (retd).

Why A Minecraft Movie Is SO Popular

Why A Minecraft Movie Is SO Popular

Rediff.com7 Apr 2025

Even if you don't play the game, you'll understand everything and have a good time, promises 9-year-old Minecraft gamer Avan Verma.

Big relief in TDS deduction on rent from Rs 20K to Rs 50K per month

Big relief in TDS deduction on rent from Rs 20K to Rs 50K per month

Rediff.com1 Feb 2025

In a major relief for taxpayers, Finance Minister Nirmala Sitharaman on Saturday announced an increase in the threshold for Tax Deduction at Source (TDS) on rent from Rs2.40 lakh per annum to Rs6 lakh per annum while presenting the Union Budget 2025-26. Presenting the budget in Lok Sabha, the Finance Minister said, "The annual limit of Rs 2.40 lakh for TDS on rent is being increased to Rs 6 lakh.

Looking For Regular Cash Stream?

Looking For Regular Cash Stream?

Rediff.com6 Nov 2023

Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.

Post Office Vs Bank: Which Is Better?

Post Office Vs Bank: Which Is Better?

Rediff.com18 Jan 2023

'Comparing the rates of interest with PSU banks, the three- and five-year time deposit rates of the post office are more favourable.'

Djokovic closes in on career landmark; Eala's dream run halts

Djokovic closes in on career landmark; Eala's dream run halts

Rediff.com28 Mar 2025

The Serbian 24-times Grand Slam champion trailed Korda 5-2 in the second set but broke the American as he served at 5-3 and his precise and powerful serving carried him to the finish.

Fund managers improve large-cap performance and stumble on small-caps

Fund managers improve large-cap performance and stumble on small-caps

Rediff.com18 Oct 2023

Fund managers of large-cap and equity-linked saving schemes (ELSS) have demonstrated a marked improvement in their performance over the past year, according to the latest SPIVA (S&P Indices Versus Active) report released by S&P Dow Jones Indices. In the one-year period ending June 2023, 17 per cent of active large-cap schemes outperformed the S&P BSE 100, compared to just 9 per cent at the end of June 2022. In the case of ELSS, there was a sharp improvement in performance, with 66 per cent of active schemes delivering better returns than the benchmark S&P BSE 200.

Small investors to get inflation-linked savings scheme soon

Small investors to get inflation-linked savings scheme soon

Rediff.com29 Oct 2013

RBI wants to introduce these as an alternative to gold.

'A Great Retirement Product For Every Indian Is...'

'A Great Retirement Product For Every Indian Is...'

Rediff.com4 Apr 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

How to save lives in rain-scripted landslides

How to save lives in rain-scripted landslides

Rediff.com2 Aug 2024

An accurate early warning system that correlates rainfall and the potential for landslides. That is the imperative, say experts as rains create havoc in hills across India and the toll mounts in Kerala's Wayanad slopes where landslides buried entire homesteads and possibly hundreds of people.

DPIIT to Rope In Corporates For Startup Boost

DPIIT to Rope In Corporates For Startup Boost

Rediff.com6 Mar 2025

Companies have been approached to set up incubation centres that will offer financial and non-financial support to manufacturing startups at various levels.

Vijay To Farmers: 'I Will Stand By You'

Vijay To Farmers: 'I Will Stand By You'

Rediff.com21 Jan 2025

'I felt this is the right place to start my (political) journey.'

'An All-Out Budget For Middle Class'

'An All-Out Budget For Middle Class'

Rediff.com7 Feb 2025

'There's a misconception that all Rs 1 lakh crore will be spent immediately, leading to higher consumption of FMCG goods, travel, and vehicle purchases.' 'While some of this money will go toward consumption, not all of it will.' 'The impact depends on where people deploy their savings.'

Top-Up SIPs Make More Money Than SIPs

Top-Up SIPs Make More Money Than SIPs

Rediff.com27 Jan 2025

Meet the game-changer in mutual fund investments, explains Anamika Pareek.

Budget sets a comprehensive blueprint for India's economic growth

Budget sets a comprehensive blueprint for India's economic growth

Rediff.com4 Feb 2025

Finance Minister (FM) Nirmala Sitharaman has presented a forward-looking Budget, reinforcing the government's commitment to 'Reform, Perform, and Transform'.

Kejriwal owns no house, car; declares assets worth...

Kejriwal owns no house, car; declares assets worth...

Rediff.com15 Jan 2025

AAP national convenor Arvind Kejriwal filed his nomination for the upcoming Delhi Assembly elections from the New Delhi constituency on Wednesday, declaring net assets totaling Rs 1.73 crore. According to Kejriwal's affidavit submitted to the Election Commission (EC), his assets include Rs 2.96 lakh in bank savings and Rs 50,000 in cash. His immovable assets are worth Rs 1.7 crore. The affidavit also revealed that Kejriwal owns no house or car. Kejriwal's wife, Sunita, has total assets worth Rs 2.5 crore, including a house in Gurugram and a small car. The couple's combined net assets are worth Rs 4.23 crore. Senior AAP leader and former Delhi minister Satyendar Jain also filed his nomination, from the Shakur Basti assembly constituency, declaring a net worth of Rs 4.4 crore.

Postal savings scheme collections at Rs 2,74,720 cr in 2011

Postal savings scheme collections at Rs 2,74,720 cr in 2011

Rediff.com23 Nov 2011

The government on Wednesday said gross collections under various small savings schemes of the Indian Post increased by about 9 per cent to Rs 2,74,720 crore (Rs 2,747.2 billion) in 2010-11 in comparison to the previous year.